ON EXCHANGE IFP
On-exchange health insurance is bought through the government Marketplace. In California, it is a state run marketplace known as Covered California. These plans follow ACA rules and include key benefits like doctor visits and hospital care.
If you qualify, you can get help paying through a government subsidy. It’s a good choice if you need coverage and want financial help.
OFF EXCHANGE IFP
Off-exchange health insurance is bought directly from an insurance company, not through the government marketplace. These plans still follow ACA rules but don’t offer subsidies. It’s a good option if you don’t qualify for financial help or want more plan choices.
If you’d rather enroll in a non-governmental health plan, all we need is your age and zip code and we’ll have a selection of plan options in seconds!
MEDICARE
Original Medicare covers only 80% of approved medical costs. A Medicare Supplement (Medigap) or a Medicare Advantage Plan can help pay the rest. You can first sign up for Medicare around your 65th birthday. After that, you may be able to enroll during a Special Enrollment Period or during the Annual Enrollment Period from October 15 to December 7th.
Need a Medicare 101 refresher? Call me!
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With over 20 years of experience in the healthcare industry, I bring extensive knowledge and expertise to the table. With an AHIP certification (America’s Health Insurance Plans), an FFM certification (Federally Facilitated
Marketplace), Covered California Marketplace certification, along with annual carrier certifications, I’m dedicated to providing clear, unbiased advice tailored to your unique needs and preferences.
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This is a proprietary site and is not affiliated or endorsed by the U.S Government, the Federal Medicare Program, the Center for Medicare and Medicaid Services, the Social Security Administration or Covered California. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options
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